Debt advice

If you are struggling with debt, or are worried that you will be in debt in the future, there are sources of help and advice you can turn to.

Hull Community Legal Advice Centre (CLAC)

The Hull Community Legal Advice Centre (CLAC) offers face to face advice on a range of legal issues. This includes advice on debt, benefits, housing, employment, immigration, community care, and family matters. The advice is independent, confidential and free of charge.

No appointment is needed but appointments can be arranged. You can get help with all of the above in one central location -

Hull Community Legal Advice Centre
Essex House
Manor Street
Hull
HU1 1YU
Tel: 01482 317 420
Email: advice@hullclac.co.uk

Opening hours:
Monday to Wednesday and Friday: 9am - 5pm
Thursday: 8am - 6pm

The Community Legal Advice Centre also provides outreach advice surgeries at the following customer service centres -

• Ings Customer Service Centre - Mondays
• North Point Customer Service Centre - Tuesdays
• The Orchard Centre - Wednesdays and Thursdays
• Greatfield Information Point - Fridays

To book an appointment at an outreach venue please telephone the CLAC directly on 01482 317 420, visit a customer service centre or telephone our call centre on 01482 300 300.

Money Advice Service

The Money Advice Service is set up by Government to offer you free, unbiased money advice. Follow their step by step guide below to money health -

• Step 1 : take your money health check (link opens in a new window) – money health starts with your own personal action plan in just a few minutes
• Step 2: Set yourself a money goal (link opens in a new window) – what would you like to achieve?
• Step 3: Give your money a workout (link opens in a new window) – boost your financial fitness. Once you get started you will feel better knowing where you stand
• Step 4: Keep your money on track (link opens in a new window) – it can be hard to stay the course. Try these tips to help you stay on track.

Visit the Money Advice Service website for more information (link opens in a new window)

Other places of advice

	Business Debtline (link opens in a new window) Tel: 0800 197 6026 Free, confidential advice for small businesses.
	National Debtline (link opens in a new window) National Debtline offer a range debt consolidation and settlement solutions.
	Consumer Credit Counselling Service (link opens in a new window) The Consumer Credit Counselling Service offer a range of solutions for people with debt problems including poor credit ratings and County Court Judgements (CCJs). They offer a free home visit from an expert advisor and any advice given is totally free and confidential. The Consumer Credit Counselling Service have also developed a guide which gives advice on debt management plans. This includes highlighting the difference between fee-charging debt management plans and the free plans offered by CCCS. It also discusses other solutions to serious debt problems. Visit the Consumer Credit Counselling Service website for more information about the debt management guide (link opens in a new window)
	Payplan (link opens in a new window) Payplan are one of the UKs leading free debt management companies.
	Supporting people Each council has a Supporting People team. Supporting People is a government programme that combines several different sources of funding into a single Supporting People Grant. For more information on the Supporting People national programme use the web link on the left hand side. The website is a comprehensive gateway to health, social care and legal information for local people. Go to the Supporting People website (link opens in a new window)